HOW CAN REFINANCING IMPROVE MY PERSONAL FINANCES?

By consolidating credit cards, auto payments or other personal debt, typically substantial monthly savings are realized.  Remodel your Home, Pool, Landscaping. It’s your equity!

No Appraisals required to $250,000! Max Lines available to $500,000!

Available for Primary, Secondary and Investment Properties!

Home Equity Lines of Credit can be used for any purpose.  Like a credit card, you only pay interest on the amount drawn off the line of credit. Mortgage Interest paid is typically a deduction on your schedule A tax return.

ARM’s – Adjustable Rate Mortgages or ARM’s to Fixed Rates gives certainty to a fluctuating ARM payment.

PMI – Remove PMI (Private Mortgage Insurance). Most homes have sufficient equity to eliminate this insurance after 3 to 5 years with appreciation of values and pay down of mortgage balances.

Amortizations – Change the term of your loan to a shorter period of time. 10 Year, 15 Year and 20 Year terms offer Accelerated Amortizations & Lower Rates that can save you tens of thousands of dollars in interest over the life of the loan.  Even hundreds of thousands of dollars in interest for larger loan amounts.